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Beta testing begins for federal student loan forgiveness application

Student Loan Forgiveness Explainer
Posted at 9:01 PM, Oct 14, 2022
and last updated 2022-10-15 02:16:48-04

The U.S. Department of Education launched a beta site for its student loan forgiveness plan on Friday, October 14, 2022.

An Education Department spokesperson said in a statement, “This testing period will allow the department to monitor site performance through real-world use, test the site ahead of the official application launch, refine processes and uncover any possible bugs prior to official launch,” CNBC reported.

The site could be temporarily paused for assessments, but student loan borrowers will be able to submit applications via the sight, which will be reviewed for approval once the sight is out of its beta testing phase.

The website includes this overview:

The debt relief application will be available to all borrowers later in October 2022 through Dec. 31, 2023. Check back soon. For those who can’t apply online, we’ll make a paper version of the form available soon. You’ll have until the end of 2023 to apply.

How Much Debt Relief You Can Get
  • Up to $20,000 in debt relief if you received a Federal Pell Grant in college and meet the income requirements
  • Up to $10,000 in debt relief if you didn’t receive a Federal Pell Grant in college and meet the income requirements

The debt relief applies only to loan balances you had before June 30, 2022. Any new loans disbursed on or after July 1, 2022, aren’t eligible for debt relief.

For more information or to submit an application, visit